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Car rental · Terms

Car Rental in Phuket with No Deposit

Car rental in Phuket with no deposit is possible with Full Insurance: it is available from 7 days, and then no deposit is paid at all. Your passport is never held as security on any rate.

Full insurance is arranged at pickup; your passport is never held as security on any rate.

Prices and terms updated:

Bottom line: 7 days with full insurance: ฿10,590, and no cash deposit is taken. The most affordable car in the fleet (Honda Jazz), delivery and return at HKT airport, Middle Season, 01.11.2026 to 08.11.2026. The calculator gives the total for your dates and car class.

Sample total from the calculator

7 days with full insurance, HKT airport: total ฿10,590

Middle Season, 01.11.2026 to 08.11.2026. Calculated for Honda Jazz: duration discount and season applied, airport delivery and return are free, full insurance (฿3,000) included, so no cash deposit is taken.

Calculate your dates

How does no-deposit car rental work?

There are two options. Basic insurance with a ฿5,000 excess is included in the price, and with it a refundable deposit is paid at pickup in cash or as a hold on your card; it is returned when you hand the car back. Full Insurance from 7 days covers the excess, and no deposit is needed at all.

The calculator shows the price of full insurance before you book, and no money is tied up for the whole rental. Cover and exclusions are set out in the contract you sign before handover. The terms are the same at the airport, with delivery to your hotel and in any district. More in the articles on insurance and the deposit and on the excess.

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Will they keep my passport or add fees at pickup?

No. Your passport stays with you; a copy is enough for the contract. The condition of the car is photographed at handover. The calculator shows the total before you book; if you pay by card via the terminal, the only addition is a 7% bank fee.

  • Passport never held as security, only a copy
  • Scratches photographed before handover
  • Total shown in the calculator before booking
02

What does no-deposit full insurance cover?

Full insurance removes the excess: for damage to the car itself in an insured event you pay nothing beyond the rental. With it you can drive without a deposit on rentals from 7 days. Exclusions are set out in the contract: alcohol, driving without an IDP, leaving the scene of an accident, glass, wheels and interior.

  • Basic insurance with a ฿5,000 excess: included, with a deposit
  • Full from 7 days: no excess and no deposit
  • Without an IDP the insurer can refuse to pay

Deposit or Full Insurance: which should you choose?

Condition Basic rate With Full Insurance
Deposit at pickup Refundable deposit of ฿5,000–30,000, depending on the car Not required
Cost Included in the rental price 35% of the rental price, minimum ฿3,000
When available Always From 7 days of rental
Body and mirror damage From the deposit, ฿5,000 excess Repairs are not taken from your deposit
Injuries to people in an accident Covered by the compulsory CMI policy Covered by the compulsory CMI policy
Car theft Not covered Covered
Glass, wheels, interior and keys Not covered Not covered
Passport as security Not required Not required

The calculator on the car page shows your dates with and without Full Insurance: both totals are visible before you send the request.

How much do 7 days of rental cost in each car class?

Class Car Daily rate 7-day total
Sedans Toyota Yaris Ativ ฿1,180/day ฿10,590
Economy class Honda Jazz ฿1,180/day ฿10,590
Crossovers MG ZS ฿1,640/day ฿14,250
Minivans Mitsubishi Xpander ฿1,810/day ฿15,760
Pickups Ford Ranger ฿2,750/day ฿23,880
SUVs Toyota Fortuner Legender ฿3,600/day ฿31,280

The 7-day total for the cheapest car in each class: the term discount and the current season are already applied, airport HKT pick-up and drop-off are free, and Full Insurance is included, so no cash deposit is taken. For your own dates and another car, the calculator on the car page does the maths.

When is car rental in Phuket cheapest?

The long-term discount and the seasonal multiplier are worked out separately and combined in the calculator. The rate below is the base one, before the long-term discount: from ฿940 in the low season.

Car rental prices in Phuket by season
Season Dates Price per day, from
Low Season cheapest May 16 to September 30 ฿940/day
Middle Season April 1 to May 15
October 1 to December 14
฿1,180/day
High Season January 11 to March 31
December 15 to December 24
฿1,510/day
Peak Season December 25 to January 10 ฿1,740/day

A detailed breakdown with the numbers is in the article «What Insurance Do You Need to Rent a Car in Phuket».

Read the article
FAQ

Car Rental in Phuket with No Deposit: what do customers ask?

What do I need to rent a car with no deposit?

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Two conditions: a rental of 7 days or more and Full Insurance taken at pickup. It covers the excess, so no cash deposit is paid. There is nothing to negotiate: choose full insurance when booking. This works for any car class. On rentals shorter than 7 days a refundable deposit is paid.

How much does no-deposit car rental cost?

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The car costs from ฿1,180 a day, plus Full Insurance, which is what removes the deposit. The calculator shows the total with insurance, class and dates before you book. Full insurance is available from 7 days.

Is my passport held as a deposit?

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No, on no rate and for no term. The original stays with you; a copy or photo is enough for the contract. You need your passport to check into hotels and cross borders, so it should not be left as security with any rental company.

What does basic insurance cover?

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Basic insurance covers damage with an excess: the amount you pay yourself in an insured event, while anything above it is covered by the policy. Basic insurance is included in the rental price and its excess is ฿5,000, which is why a refundable deposit is taken with the basic policy. Full Insurance removes both the excess and the deposit on rentals from 7 days.

When is the deposit returned?

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Right when you hand the car back, after the inspection, in the same way it was paid: cash is returned in cash, while a card amount is usually held rather than charged and released after the return. The car's condition is photographed at pickup and at return: if there is no new damage, the money is returned on the spot.

Does not having an IDP affect the insurance?

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Yes: without an International Driving Permit (IDP) the insurer can refuse to pay under both the basic and the full policy. The driver then pays for damage to the car and to third parties. The car is handed over on a national licence too, but everyone who will drive, including a second driver, should get an IDP.

Can I take full insurance later?

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It is simplest to take full insurance at pickup: on rentals from 7 days no deposit is paid at all. Switching to full insurance mid-rental is possible only by arrangement: message the manager on Telegram or WhatsApp to confirm whether it can be done and how the price changes. Cover is determined by the insurance in force at the moment of the incident.

Are there hidden fees at pickup?

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No. The calculator total is the amount you pay at pickup: it already includes district delivery, the chosen insurance, the term discount and extras such as a child seat. The only addition is a 7% bank fee if you pay by card via the terminal. If the dates or car class change, the new total is recalculated by message before you agree to it.

Which car rental terms in Phuket matter to you?

Price, deposit, delivery and rental length: pick the condition that matters most to you and see how it works at MonkeyCar.

Want a car on these terms?

Message us and we will calculate the total for your dates and hold the car.

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